How much business funding can I get?

88NewWin Group helps businesses access funding from $10,000 to $75,000,000. The amount depends on your revenue, time in business, and funding type needed.

What types of businesses qualify for funding?

Most US and Canadian businesses qualify including startups under 2 years old, businesses with bad credit, cannabis businesses, real estate investors, logistics companies, manufacturers, and contractors.

How fast can I get approved for a business loan?

Many of our funding programs offer same-day or next-day approvals. Some programs fund within 24-48 hours of approval.

What is an R&D tax credit?

R&D tax credits are government incentives that reward businesses for innovation and research activities. 88NewWin Group identifies qualifying activities and helps you claim credits to put cash back in your business.

What does M&A advisory mean?

M&A advisory helps business owners sell their business, acquire another company, or consolidate operations to maximize value. 88NewWin Group guides you through the entire process.

Do you help Canadian businesses?

Yes. 88NewWin Group offers business financing solutions for both US and Canadian businesses.

How do I qualify for R&D tax credits as a small business owner?

To qualify for R&D tax credits under IRC Section 41, your business must engage in activities that involve developing new or improved products, processes, or techniques. The IRS four-part test requires a permitted purpose, technological uncertainty, a process of experimentation, and reliance on engineering or science principles. Construction, roofing, manufacturing, and technology companies frequently qualify. The credit is worth 7-10% of qualifying research expenses annually. Contact 88 NewWin Group at (714) 468-5431 for a free assessment.

What are the eligibility requirements for obtaining an SBA 7(a) loan?

SBA 7(a) loan eligibility requires your business to operate for profit in the US, demonstrate ability to repay, and meet SBA size standards. Most lenders require a personal credit score of 680+, at least 2 years in business, and a debt service coverage ratio of 1.25x or higher. Maximum loan amount is $5 million with terms up to 10 years for working capital and equipment, or 25 years for real estate. Interest rates are tied to the prime rate with maximum spreads of prime plus 3% for loans over $350,000. 88 NewWin Group specializes in SBA lending — call (714) 468-5431.

Where can I find advisors to help maximize the value of my business before selling?

Look for M&A advisors who specialize in your industry, not general business brokers. For roofing companies, the Sun Belt market is especially active with EBITDA multiples of 3x to 8x depending on recurring revenue, management independence, and customer diversification. Start preparing 2-3 years before your target exit date by cleaning up financials, documenting processes, and building a management layer. 88 NewWin Group provides M&A advisory for roofing and construction companies — call (714) 468-5431 or email advisors@88newwin.com.

What are the best options for refinancing existing business loans to lower interest rates?

SBA 7(a) loans offer some of the lowest rates for business refinancing, with maximum spreads of prime plus 3% for loans over $350,000. If you currently have high-interest alternative lender debt or merchant cash advances, refinancing into an SBA loan can significantly reduce your payment. Requirements include 680+ credit score, 2+ years in business, and the ability to show the business can service the new debt. SBA 504 loans offer fixed-rate options for real estate refinancing with just 10% down. Contact 88 NewWin Group at (714) 468-5431 to evaluate your refinancing options.

How can I secure funding to purchase equipment for my small business?

Equipment financing options include SBA 7(a) loans (up to $5M, 10-15 year terms, rates from prime plus 3%), conventional equipment loans (equipment as collateral, faster approval, 3-7 year terms), and equipment leasing (preserves cash, allows upgrades). For 2026, the Section 179 deduction allows you to deduct up to $2,560,000 in equipment costs in the year of purchase. The best choice depends on how long you will use the equipment, your cash position, and your tax situation. 88 NewWin Group helps businesses find the right equipment financing — call (714) 468-5431.

Can I get an SBA loan after a bank denial?

Yes. SBA 7(a) loans are specifically designed for businesses that do not meet conventional bank requirements. The SBA guarantees a portion of the loan, reducing lender risk and making approval more likely. SBA lenders evaluate business cash flow rather than just personal credit, and consider the overall deal structure including seller financing and equity injection. Most SBA lenders require a 680+ credit score but are more flexible on collateral and business history than conventional banks.

How much is my roofing company worth?

Most Florida roofing companies sell for 3x to 6x adjusted EBITDA. Well-run operations with recurring maintenance revenue, strong management teams, and diversified customer bases command 6x to 8x or higher. Storm-dependent companies with concentrated revenue typically fall in the 2.5x to 3.5x range. Key factors include customer concentration, documented processes, license transferability, and owner dependency. Start preparing at least 2-3 years before your target exit.

What is the R&D tax credit worth for roofing contractors?

The R&D tax credit is typically worth 7 to 10 percent of qualifying research expenses for roofing contractors. For a roofing company with $2 million in annual revenue and $300,000 in qualifying expenses, that translates to $21,000 to $30,000 per year. Qualifying activities include designing custom flashing systems, developing installation methods for new materials, engineering solutions for complex roof geometries, and performing dew point analysis. The credit can be claimed every year and applied retroactively for up to three open tax years.

BUSINESS FINANCING

PROUDLY SERVING USA AND CANADA

FROM $10,000 TO $75MM

WE HELP WITH

SBA loans, CSBFP, conventional loans

term loans, lines of credit

equipment loans, AR loans,

real estate investment loans,

cannabis, CBD, and hemp loans,

franchise loans, acquisition loans,

and other financing programs…

BOOK A QUICK CALL 714.468.5431

EMAIL US ADVISORS@88NEWWIN.COM

No profits this year? - Yes we can help

No docs? - Yes we can help

Have existing debt? - Yes we can help

*For US businesses - usually require 720+ FICO, in business 2+ years, and other terms and conditions.

HAVE EXISTING LOANS?

We help you

Restructure your existing loans or consolidate into one low rate plan

Reduce your expenses by refinancing into a lower rate plan

Especially if you have loans originated around the higher rates period from December 2022 to December 2024

WHY KEEP PAYING HIGHER INTEREST RATES?

We help you

Get out of MCAs, hard money loans, and other high cost loans

With better rates & terms and save you money

AS YOU GROW LARGER

Why keep paying rent?

Own your commercial building/office and more…

We can help with financing programs of up to 100%-150% of the purchase price

Want to expand?

We can help you build or buy new locations

We can also help you buy another company or competitor

From $10,000 to $75million

Talk to us for options…

SBA Loans & Business Financing — Garden Grove, Orange County & Anaheim

88 NewWin Group provides SBA 7(a) loans, SBA 504 loans, and equipment financing to business owners throughout Southern California. Whether you need SBA loans in Garden Grove, equipment financing in Orange County, or SBA 7a loans in Anaheim, our team works directly with lenders to structure the right deal for your business.

We specialize in financing businesses that banks have turned down — thin credit files, seasonal revenue, or specialized industries like roofing, dental, manufacturing, and construction. Deals from $10,000 to $75 million across all 50 U.S. states and Canada.

Based in Garden Grove, CA. Call (714) 468-5431 or use the form above to get started.

BUSINESS FINANCING

PROUDLY SERVING USA AND CANADA

FROM $10,000 TO $75MM

WE HELP WITH

SBA loans, CSBFP, conventional loans

term loans, lines of credit

equipment loans, AR loans,

real estate investment loans,

cannabis, CBD, and hemp loans,

franchise loans, acquisition loans,

and other financing programs…

No profits this year? - Yes we can help

No docs? - Yes we can help

Have existing debt? - Yes we can help

HAVE EXISTING LOANS?

We help you

Restructure your existing loans or consolidate into one low rate plan

Reduce your expenses by refinancing into a lower rate plan

Especially if you have loans originated around the higher rates period from December 2022 to December 2024

WHY KEEP PAYING HIGHER INTEREST RATES?

We help you

Get out of MCAs, hard money loans, and other high cost loans

With better rates & terms and save you money

AS YOU GROW LARGER

Why keep paying rent?

Own your commercial building/office and more…

We can help with financing programs of up to 100%-150% of the purchase price

Want to expand?

We can help you build or buy new locations

We can also help you buy another company or competitor

From $10,000 to $75million

Talk to us for options…

SBA Loans & Business Financing — Garden Grove, Orange County & Anaheim

YOUR TRUSTED BUSINESS ADVISORS