SBA loan denied? According to Federal Reserve data, 45% of SBA applicants are denied. Learn the most common reasons, how to fix each one, what changed under SOP 50 10 8, and when to reapply.

Compare SBA 7(a) vs 504 loans for 2026: rates, terms, down payments, and the new $10M combined limit. Find which program fits your business.

SBA 7(a), 504, and MARC equipment loans for manufacturers in 2026. Compare rates, terms, and fee waivers for CNC machines, production lines, and heavy machinery financing.

SBA 7(a) and 504 loans for dentists explained. Learn what it costs to buy or start a dental practice, what lenders require, and how to get approved in 2026.

Every SBA loan requires an unlimited personal guarantee from anyone owning 20% or more of the business. That means your home, savings, investments, and other personal assets are on the line if the business can't repay. Learn exactly who has to sign, what assets are protected, how divorce and ownership changes affect your exposure, and strategies to limit your risk before you sign.

Yes, you can get a business loan with bad credit in 2026. Options include SBA microloans (credit scores 600+), equipment financing (550+), CDFI community lenders, and revenue-based financing that weighs cash flow over credit score. Rates range from 7% for SBA microloans to 30%+ for merchant cash advances. Here are the real options by credit tier and what each one actually costs.

Defaulting on an SBA loan triggers a structured collection process: late fees and acceleration after 60-90 days, collateral seizure, personal asset pursuit through your guarantee, and eventually Treasury offset of tax refunds and federal payments. Learn the exact timeline, what the SBA can and cannot take, and your options at each stage — including offer in compromise and negotiated settlements.

Most SBA loans require 10-20% down, but the exact amount depends on loan type, deal structure, and lender. Business acquisitions need at least 10% equity injection. SBA 504 loans start at 10% for real estate. Here's what to expect for each program.

Step-by-step guide to getting an SBA loan in 2026. Learn the requirements (680+ credit, 2+ years in business), compare 7(a) vs 504 vs microloans, and find out why 45-90 days is the realistic timeline from application to funding.

Should your dental practice lease or buy equipment? Leasing preserves cash flow with lower monthly payments and built-in upgrades, while buying builds equity and costs less long-term. The right choice depends on your practice size, cash reserves, and how quickly the technology evolves. Here's how to compare total cost of ownership for each option.

Construction companies can qualify for SBA 7(a) loans up to $5 million and SBA 504 loans for heavy equipment and real estate. Requirements include 2+ years in business, 680+ credit, and strong job backlog. Here's how to navigate the application process, what lenders look for in construction borrowers, and which loan program fits your project type.

Roofing contractors can claim R&D tax credits for developing new installation methods, testing weather-resistant materials, and improving energy-efficient roofing systems. Qualifying activities often hide in work you're already doing. Credits typically range from $50,000 to $250,000 annually for mid-size contractors. Here's what qualifies and how to document it.

Learn how to finance a business acquisition using SBA 7(a) loans, seller financing, and equity injection structures. Covers deal sizing from $500K to $5M, down payment requirements, and how to get approved after a bank denial.

Planning to sell your roofing company in Florida? This guide covers realistic valuation multiples (2-4x SDE), how to find qualified buyers, deal structures with SBA financing, and the tax strategies that keep more money in your pocket at closing.

A bank denial doesn't mean you can't get equipment financing. Explore SBA 7(a) and 504 alternatives, equipment-as-collateral lending, sale-leasebacks, and CDFI options that approve borrowers traditional banks won't touch.

Commercial loan underwriting goes beyond credit scores. Here's the full breakdown of what lenders evaluate — and how to strengthen your application before you apply.

Most dental practice owners spend their career paying rent on space they could own. The SBA 504 loan offers 10% down, fixed rates, and 25-year terms — built for exactly this situation.